Stop Overpaying for Health Coverage You Don't Fully Understand

Our services are completely free to you. We're compensated by the insurance carriers, not by you. That means you get expert guidance at zero cost — and we're always working in your best interest, not the carrier's.

Not at all. While Medicare is our specialty (and most relevant at 65), we also help people of all ages with ACA marketplace plans, life insurance, disability insurance, and small business group health. Anytime your health coverage needs change, we're here to help.

Absolutely. Many of our clients come to us because they're already insured but feel they're overpaying or not getting the coverage they need. We review your current plan, compare it to what's available, and show you if there's a better option — even if you don't plan to switch right now.

We're based in Clayton, North Carolina, and proudly serve Clayton and the surrounding communities in Johnston County and the Triangle area. We offer both in-person and phone/video consultations to make things as convenient as possible.

The best time is whenever you're unsure about your coverage. That said, there are key windows: Medicare Annual Enrollment runs October 15 – December 7 each year, and the ACA Open Enrollment Period typically runs November 1 – January 15. But major life events — marriage, divorce, new baby, job change — qualify you for a Special Enrollment Period anytime.